Chris Cormier E-mail Chris   Contact Info P: (401) 524-9461 F: (401) 886-6139 BANK OF AMERICA HOME LOANS 1000 BALD HILL RD Mail Stop: RI1-900-01-02 Warwick, RI 02886

Do you find yourself house hunting and imagining what you’d do if only you had enough money to purchase the home and then make improvements without draining your hard-earned savings? Turn that if only fixer-upper into your one-and-only dream home, with our unique all-in-one Purchase & Renovate^SM loan. It provides the money you need to buy a home and to improve it – all with one application, one closing, and one monthly payment. You’ll enjoy benefits at every step:

• More money-The loan is based on the home’s value after improvements
• Lower payments-The cost of improvements is spread out over the term of the loan
• Tax savings¹-The interest on renovations may be tax deductible
• Freedom of choice-Make whatever improvements you want, from practical to luxurious